Weekends are better without yard work. If you want a home you can lock, leave, and come back to without a to-do list, Westchase townhomes and villas are built for that pace. You still get walkable amenities, green space, and a neighborhood feel while most exterior tasks are handled for you. In this guide, you’ll see what these homes look like in Westchase, how the HOA and CDD fees work, what low maintenance really covers, and the exact questions to ask before you buy. Let’s dive in.
Why Westchase fits low-maintenance life
Westchase is a deed-restricted, master-planned community in Hillsborough County with a strong governance setup. The Westchase Community Association (WCA) operates amenities like swim and tennis facilities, enforces deed restrictions, and posts key items such as annual assessments and guidelines for residents. You can explore the community’s structure and documents on the WCA website.
There is also a Community Development District (CDD) that maintains much of the common infrastructure, including ponds, landscaping, and certain medians. The CDD’s special assessments are collected with your property taxes and appear as a line item on your tax bill. To see how that works, review the Westchase CDD’s adopted FY2026 budget.
Daily life here is simple. Westchase includes parks, a golf course, and the Town Center in West Park Village, so you can walk to coffee, dinner, or a workout. When the community manages so many outdoor elements, low-maintenance living becomes much easier.
Townhomes vs. villas: what you get
Modern townhomes: vertical living and a real garage
Recent and new townhomes in and around West Park Village are typically 2 to 3 stories with a rear-load, 2-car garage. Plans often place the main living area on the second floor and reserve the top level for a private primary suite or bonus retreat. Builders marketing Westchase-area projects describe floorplans around 1,700 to 2,200 square feet with 2 to 4 bedrooms and similar bath counts. For a current example of this style and walkable setting, see David Weekley’s plans for Reserve at West Park Village in Tampa in the builder’s project announcement.
If you prefer an established area, older Westchase townhomes from the early 2000s often feature three levels, attached garages, and small patios or screened lanais instead of large yards. MLS examples highlight the garage and under-stair areas as the primary storage solutions. You can visualize a typical three-level layout and storage notes in this prior Westchase sale from Smith & Associates Real Estate.
Villas: single-level and maintenance-light
Villas in West Park Village and nearby pockets appeal to downsizers and anyone who wants single-level living. In many sub-communities, the villa HOA includes exterior paint, landscaping, and sometimes roof replacement. That setup keeps surprises low and weekends free. Since coverage varies by association, always confirm what is included. You can see how listings describe this coverage pattern across Westchase ZIPs on Innovate Realty’s Westchase area search.
Condos and carriage-style options
You will also find condos like Lake Chase. These typically have shared corridors, assigned parking or carports, and a condominium master insurance policy. Review the master policy limits and what you need to insure inside your unit, as lender requirements can differ. Browse local condo offerings and their summaries on Innovate Realty’s 33626 search page.
Who handles what: WCA, sub‑HOA, CDD
In Westchase, most homes are governed by three layers:
- WCA master association. The WCA operates community amenities and enforces deed restrictions and Residential Guidelines. The WCA posts assessments and notices publicly, including a 2026 master assessment that was listed at 477 dollars due January 1, 2026. See community documents and updates on the WCA site.
- Your sub-association. Townhomes, villas, or condos each have a neighborhood or building association that handles specific items like exterior paint, landscaping, roofs, limited common elements, and insurance for shared areas. Scope differs by sub-community, so you must verify the CCRs and budget for your exact address.
- The CDD. This special-purpose local district maintains public community infrastructure. Its assessments are part of your property tax bill. You can confirm current assessments and plans in the Westchase CDD budget.
What “low maintenance” really covers
Every sub-association writes its own rules. Here is what to expect and confirm:
- Townhomes. Sub-HOAs often cover exterior paint, some or all roof components, common-area landscaping, and shared insurance. Owners usually handle interior systems and may need to maintain items like garage doors. Always verify if roofs and exterior walls are HOA or owner responsibility in the CCRs. You can find the master governing documents and guidelines via the WCA document library, then request the sub-association CCRs for the specific property.
- Villas. These are frequently the most maintenance-light. Many West Park Village villa associations include exterior paint, landscaping, and roof replacement, which is why villas are popular with downsizers. Confirm the reserve plan and replacement schedule through the sub-association’s budget and reserve study. See listing examples that note these inclusions on Innovate Realty’s 33626 page.
- Condos. The master insurance policy and reserve funding matter a lot. Lenders may request a recent reserve study and proof of adequate funding. Review the bylaws to understand what the association insures versus what you need to cover inside the unit.
Parking and storage: look for these patterns
Storage in Westchase townhomes is usually in the garage and under the stairs. Newer townhomes lean on 2-car, rear-load garages that keep the street front tidy. Older townhomes and condos often have assigned spaces plus surface guest parking or a carport. Always check whether street parking is restricted and if towing is enforced. Facility and parking rules are posted in the WCA Facilities Rules & Regulations.
Red flags to check during your showing and contract period:
- Limited guest parking for your household’s needs
- Small garage dimensions that may not fit trucks or storage shelves
- Rules that ban driveway or street parking during certain hours
- Underfunded reserves for parking-lot resurfacing or roof projects
- No option for additional storage lockers if you need them
Tip: Bring a tape measure for the garage and under-stair area, then compare your measurements to your vehicles and storage bins.
Costs and today’s market snapshot
Monthly and quarterly dues vary by sub-community and change as boards update budgets. Sample listings around Westchase show a wide range for sub-HOA dues that can run a few hundred dollars per quarter at the low end and higher for certain townhome or condo associations. Master assessments and CDD charges are additional. For any specific unit, the estoppel certificate is the final word on amounts owed at closing.
On prices, townhome medians in Westchase shift with inventory and seasonality. According to Redfin’s December 2025 snapshot, recent townhome listings showed a median in the low to mid 400 thousands. Treat this as a time-sensitive reference and verify current numbers before you write an offer.
Your due-diligence checklist
Before you make an offer, request documents and ask targeted questions so you know exactly what you are buying.
Documents to request
- CCRs, bylaws, rules, and Residential Guidelines. Start with the WCA governing documents, then obtain the sub-association’s full CCRs and rules.
- Budgets, financials, and reserves. Get the current and prior year budgets and recent financial statements. Confirm reserve balances and funding levels.
- Reserve study and percent funded. Ask for the most recent reserve study and the association’s percent funded. Industry guidance explains why percent funded matters in this reserve study overview.
- Board meeting minutes. Review the last 12 months for planned projects or potential assessments.
- Estoppel certificate. Florida law sets the content and timelines for delivery. The estoppel lists amounts due, transfer fees, and open violations. Read the statute summary for HOAs in Florida Statutes Chapter 720.
- Association insurance certificates. Confirm master policy coverage and any fidelity or umbrella policies.
- CDD budget and assessment schedule. Verify what will appear on your tax bill using the Westchase CDD budget.
Smart questions to ask
- Who pays for roof replacement, exterior paint, and driveway or sidewalk upkeep for this unit, and where is that stated in the CCRs?
- What is the current reserve balance and percent funded, and are any special assessments planned?
- Are there rental rules, pet limits, parking assignments, or common violations I should know about?
- Is the parcel subject to WCA master and CDD assessments, and what amounts should I expect on the next property tax bill?
Which option fits your priorities
- Downsizers. Villas and ground-floor condos keep life simple. Many villa sub-HOAs include exterior paint, landscaping, and sometimes roof replacement, which reduces surprises. Scan active listings that highlight these inclusions on Innovate Realty’s 33626 search.
- Busy professionals. Newer townhomes offer 2-car garages, open living levels, and a walkable setting near West Park Village. David Weekley’s Reserve at West Park Village announcement captures the style and location many buyers want.
- First-time buyers. Townhomes can be a more attainable entry point compared with single-family homes. Just be sure to budget for sub-HOA dues, the WCA master assessment, and the CDD line on your tax bill. Florida requires a disclosure summary for HOA communities, and your estoppel certificate will show exact amounts owed at closing. You can read the HOA framework in Florida Statutes Chapter 720.
Ready to compare homes and budgets?
If you want a cleaner calendar and predictable costs, Westchase townhomes and villas deliver. The key is reading the CCRs, confirming what the HOA covers, checking reserve health, and understanding how the WCA and CDD assessments factor into your monthly budget. When you pair that homework with a walkable location and community-run amenities, you get the low-maintenance lifestyle many Tampa buyers want.
Have questions or want to tour options that fit your plan? Reach out to Jacqueline Toledo for local guidance, bilingual service, and a step-by-step review of HOA and CDD costs for any address. Prefer to start with numbers? Get your instant home valuation on our site and we will follow up with a tailored plan.
FAQs
What does the Westchase master association (WCA) cover for owners?
- The WCA operates community-wide amenities and enforces deed restrictions and Residential Guidelines, while your sub-association handles building-specific maintenance and dues.
How do CDD assessments in Westchase show up on my bill?
- CDD assessments appear as a separate line item on your Hillsborough County property tax bill and are distinct from HOA or WCA dues.
What do townhome HOAs in Westchase typically include?
- Many cover exterior paint, common-area landscaping, and shared insurance, with roof coverage varying by sub-community. Always confirm the CCRs for the specific address.
Are Westchase villas usually maintenance-free outside?
- Villas often include exterior paint, landscaping, and sometimes roof replacement through the sub-HOA, but coverage and replacement schedules vary, so verify the budget and reserves.
What parking rules should I expect with Westchase townhomes or condos?
- Expect assigned spaces, guest parking rules, and potential street-parking limits. Review association and WCA facility rules and measure your garage to ensure it fits your needs.
Which documents confirm my exact HOA and CDD costs at closing?
- The estoppel certificate lists current amounts due and any transfer fees. Pair it with the latest association financials and the CDD budget for a full cost picture.
